【托福培训-写作】托福写作备考资料——优秀范文实例汇总(21)

对于写作的模板，向来是有人提倡有人反对。实际生活中，有些同学盲目背诵模板，在考场上盲目套用，那就会起到相反的效果，而如果能在已有模板的基础上进行自己的改进，则可产生出一套专属于自己的写作模板，从而做到百战不殆。这里给大家准备了几个新托福写作中常常用到的基础模板，急着考试的同学可以直接套用，复习时间充裕的同学可把以下模板当作参考练习，自己创新。现在就试试吧。

Is it better to enjoy your money when you earn it or is it better to save your money for some time in the future? Use specific reasons and examples to support your opinion.

　　“Save it for rainy day.” That’s my motto. When I have a choice between spending my money or putting it in my savings account at the bank, I always put it in the bank.I will have a lot of expenses in the future like my education, travel, and unforeseen emergencies. I need to have money set aside for these expenses.

　　Education is expensive. I can’t depend on my parents to pay all my bills. I have tuition, room and board, books, and incidental expenses to pay for. I’ll try to get a scholarship to cover some of these costs, but I know I will be responsible for a lot of the expenses. If I spend my money now, I won’t be able to pay for my education. I need to save money for my education.

　　Travel is also very expensive. I don’t mean vacation travel. I mean travel to get to and from school. Transpacific airfare costs a lot even special reduced fares. I first have to get to school and then, of course, I want to return to my family for important festivals and occasions. Going back and forth will be costly, but worth it. I need to save money for these trips.

　　Emergencies could arrive at any moment. I might have an unexpected illness while I am at school. There might be costs that won’t covered by the school insurance. One of my family members may need help, I will have to send them money. You can’t predict emergencies like this, but you can be prepared. I need to save money for these emergencies.

　　When you are not rich, you cannot spend your money carelessly. You must plan ahead. I know in my life, I will have expenses for my schooling and for travelling to and from my home. I know that I will also have unexpected expenses related to unforeseen emergencies. I must be prepared. I need to save money for these events.